You can never be safe enough when it comes to driving. It might sound dark but, as a driver, you never know what kind of danger awaits. Because of that, choosing the right insurance is one of the most important things you can do. Safety always comes first!
Good news for those of you living in Qatar – the state made it mandatory to have car insurance. Not only that, but the car gets insured, and not you. What does that mean? Well, in case of an accident, no matter who drives the vehicle would be taken care of. Sounds good, right?
There are a lot of companies offering motor insurance in Qatar, so choosing the right one can be quite a task. If you’re struggling to pick the one for you, we’ve got you covered with our list of the best car insurance companies in Qatar, so keep on reading.
1. Qatar Insurance Company
One of the most popular insurance agencies in Qatar, and the one you’ve probably heard of, Qatar Insurance Company (QIC) is always a safe choice.
The agency provides amazing and positive customer care services, with great financial management. On top of that, you’re able to apply online on the QIC webpage, and get a 10% discount!
No matter the time of the day or type of inquiry, QIC’s incredible customer care service is always available to help. You can apply for their products online, no matter where you are.
Another amazing thing about this agency is the fact that they provide their customers with a rating of all the car repair workshops all over Qatar – you couldn’t believe how helpful this is until you find yourself in a situation where you need it. Not only that, but QIC also has an agreement with the Traffic Department, making sorting out claims a lot easier and more efficient.
If you’re worried about roadside assistance – QIC has got you covered with that, too. They provide assistance like providing fuel, changing batteries, flat tires, and off-road services. The agency gives mandatory third party and comprehensive car insurance plans which cover medical and car repair costs for the third party and the insured.
In addition to all of this, the agency covers the destruction of the vehicle by floods, sandstorms, earthquakes, and other natural peril, as well as civil commotion such as strikes or riots.
2. Libano Suisse Insurance
Another company that’s known for providing excellent services and that can be proud of its amazing customer care services, Libano-Suisse Insurance Company provides products and services for both private individuals and businesses.
The agency offers an amazing range of products that can suit everyone’s needs. Moreover, their third-party insurance plan covers the interior and exterior destruction of the other person’s car as a result of a crash caused by the car that’s insured.
Their Compulsory Insurance Policy is another great thing about Libano Suisse. This policy covers all the bodily, as well as material injuries, caused to both the driver and the insured vehicle, and the third party.
Their Markaba Insurance plan, besides covering the damage to the insured or third-party vehicles and bodily or physical injuries, also covers the harm caused by theft, fire, or hold-up. On top of all of that, it also covers the fee of registration, car replacement, or total loss. Some of the additional benefits include roadside assistance, damages caused by natural disasters, civil unrest, and more. Sounds good, doesn’t it?
3. Beema
Beema offers two types of car insurance with different levels of protection. To get the best out of this agency, it’s important to understand both of these plans first.
The Motor Third-Party Liability Insurance consists of unlimited coverage, including bodily injury to passengers in the insured vehicle. This type of insurance offers you a great way to enable the minimum standards of car insurance required by the State. This is definitely a perfect choice for those looking for more affordable insurance quotes. With that, it’s important to mention that this policy has some missing elements, such as the lack of coverage for your own vehicle.
Their Comprehensive Car Insurance compensates the insured for any damage that might be caused on the roads of the State. It offers several options such as agency repairs with no depreciation on spare parts, replacement of the car, off-road coverage extension, road assistance, and other.
4. Doha Insurance Group
Doha Insurance Group (DIG) is an agency you can’t go wrong with. It’s been established as a shareholding company on the Qatar Exchange, which serves as a proof of how well they do their business.
DIG provides the usual services and products with all covering comprehensive and third party insurance plans. Their comprehensive car insurance program includes the coverage of all the physical injuries and mechanical breakdowns sustained by both the insured and third parties.
Some of the additional features of the plan are free repair for the first year, cover for roadside assistance, no deduction on the restoration of the spare parts for the first year, and compensation for the medical expenses of all the passengers.
5. Arabia Insurance Company
An insurance company with a long history, Arabia Insurance Company (AIC) has been providing their clients with their services since 1944, and had since established its name in many Arab regions. The agency offers a large variety of insurance plans and products such as home shield, marine and travel insurance, and financial lines.
Some of the basic aspects of AIC car insurance coverage are roadside relief, airbags, replacement of the vehicle, scratches and dents, third-party material damage, personal accident expenditure of the injury to driver and passengers, and more. On top of that, the agency also provides coverage for flat tires, medical expenses of the driver, and windscreen damage.
Of course, the agency also offers extensive coverage for any kind of damage on the car caused by ignition, malicious intent, theft, or short circuit.
6. AXA
Another company with a long and rich history, AXA has been operating for more than 68 years. Over that time, the company provided its customers with amazing services ranging from causality to property and health insurance. Keep in mind that obtaining AXA insurance online brings you 10% discount!
One of the many amazing things about this company is the fact that its insurance plan can be attained even if your car is 15 years old. If you decide on paying a premium plan, the company will provide you with car loss and damage by theft, explosion, or accidental collision, third-party liability, personal injury, and material damage, as well as compensation for personal belongings.
On top of all these amazing benefits, there are some additional services, such as coverage of off-road matters, recovery of car breakdown, repair at AXA workshops, car replacement coverage option, and compensation for the complete loss of the car without and devaluation for 12 months.
All in all, Qataris can rest assured that there is the right agency for their needs among many of the amazing ones that can be found in the State. We’ve gathered a list of our top 6, and we hope you’ll be able to find the one that can help you sleep better at night.
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